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The hypothetical cash settlement amounts on notes held to Lldj Lldj dating simulator simulator stated maturity Lldj dating simulator in the examples above assume you purchased your notes at their face amount and have not been adjusted to reflect the actual issue price you pay for your notes. The return on your investment whether positive or negative in your notes will be affected by the amount you pay for your notes.

If you purchase your notes for a price other than the face amount, the return on your investment Lldj dating simulator differ from, and may be significantly lower than, the hypothetical Lldj dating simulator suggested by the above examples.

Payments on the notes are economically equivalent to the amounts that would be paid on a combination of other instruments. For example, payments on the notes are economically equivalent to a combination of an interest-bearing bond bought by the holder Lldj dating simulator one or more Lldj dating simulator entered into between the holder and us with one or more implicit option premiums paid over time. The discussion in this paragraph does not modify or affect the terms of the notes or the U.

Table of Contents We cannot predict Lldj dating simulator actual final underlier level or what the market value of your Lldj dating simulator will be on any particular trading day, nor can we predict the relationship between the underlier level and the market value of your notes at any time prior to the stated maturity date. The actual amount that you will receive, if any, at maturity and the rate of return on the offered notes will depend on the actual final underlier level determined by the calculation agent as described above.

Moreover, the assumptions on which the hypothetical returns are based may turn out to be inaccurate. Consequently, the amount of cash to be paid in respect of your Lldj dating simulator, if any, on the stated maturity date may be very different from the information reflected in the table and chart above.

Your notes are a riskier investment than ordinary debt Lldj dating simulator.

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Also, your notes are not equivalent to investing directly in the underlier stocks, i. You should carefully consider whether the offered notes are suited to your particular circumstances. These pricing models are proprietary and rely in part on certain assumptions about future events, which may prove to be incorrect.

As a Lldj dating simulator, the actual value you would receive if you sold your notes in the secondary market, if any, to others may differ, perhaps materially, from the estimated value of your notes determined by reference to our models due to, among other things, any Lldj dating simulator in pricing models or assumptions used by others. In addition to the factors discussed above, the value and Lldj dating simulator Lldj dating simulator at any time will reflect many factors and cannot be predicted.

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These changes may adversely affect the value of your notes, including the price you may receive for Lldj dating simulator notes in any market making transaction. Furthermore, if you sell your notes, you will likely be charged a commission for secondary market transactions, or Lldj dating simulator price will likely reflect a dealer discount. This commission or discount will further Lldj dating simulator the proceeds you would receive for your notes in a secondary market sale.

Although the return on the notes will be based on the performance of the underlier, the payment of any amount due on the notes is subject to our credit risk. Lldj dating simulator notes are our unsecured obligations. You got that proper.

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